Investment Property – How to Protect your Investment Against Falling Prices

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

If you are investing in property or are looking to then you want to see your assets rise in value.

The problem is that many people are going to lose on their property investments unless they take action now, as property prices fall and could fall a long way from current levels.

Don’t listen to the estate agents and optimists prices look set to crash further

With interest rates up, people are starter mortgages shifting to higher rates, a glut of empty building and people already sitting on loses and you the complete recipe for big falls.

Its not all bad news though! You can still protect the value of your investment or any other property you have.

Here is the action you can take to hold the value of your investment property and make some money as well.

1. Lock in the value of your property at current levels

There are companies who will for a small fee lock in the value of your property at current levels so that if prices fall you do not lose out.

You have effectively locked in your current value and if prices fall further you are covered as you can sell at the lock in price.

In a booming market with prices rising or if you are a homeowner not intending to move then the above is not attractive but if you have investment property and need to protect value then these schemes offer peace of mind and excellent value for money.

For a small premium you’re protected against crashing prices and the companies who offer these schemes offer highly competitive premiums.

If prices fall you can sell a property and buy and equivalent one at a lower price and make a profit or hold and know your value is locked in.

Other ways to protect include:

2. Diversity

Buy in different areas to spread your risk and consider overseas property investment.

For example, many overseas markets are booming particularly Central America where Costa Rica has been and continues to give 30% annual returns or more.

Property is cheap, it’s only 2 hours away and investment property here offers lucrative rental returns as well as capital growth.

Throw in easy purchasing, low property tax and a friendly safe country and its no wonder it’s a favorite destination for Americans and other foreign nationals

3. Improve

Improvements to investment property should always increase the value more than the improvement costs themselves.

Having an on going improvement scheme is good as you will constantly be improving the value for less than the cost.

So there you have it 3 ways to protect and make money on your investment properties that will all ensure that as prices keep falling you be able to weather the storm.

Article Source: http://www.articlesbase.com/real-estate-articles/investment-property-how-to-protect-your-investment-against-falling-prices-94389.html

Overseas Investment Property – Avoid Common Errors and Make Huge Gains!

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

Overseas investment property can yield huge gains but you need to be mindful of risk.

Here we will look at some ways to make big gains in overseas investment property and keep risk to a minimum to make big long term gains.

1. Do your homework and use common sense

Many people think they can just follow a salesman’s advice and make money blindly – This of course is just ignorance and laziness.

If you want to make money in overseas property investment you need to do your homework and use common sense.

This is not say don’t take advice but weigh up all the facts for yourself.

Research all the facts on the investment and the country before you invest, it’s certainly time well spent in overseas property investment.

2. Be Wary of new hot spots

A normal sales trick is to give you a new “hot spot” that will take off and will make huge gains.

The problem with new property “hot spots” is most don’t take off and you can replace the word “will” with “may”

Sure, you could make more money by being a pioneer and some did get rich, but keep in mind most got arrows instead!

Your best bet is to stick with destinations that have taken off (most overseas investment property trends last for years) and you can make big profits as well as have low risk.

3. Buy established trends

A trend in motion sucks in money, if it’s a popular overseas property investment destinations it tends to get more popular.

A good example is Costa Rica, which offers an established trend and fair prices.

For example, a property bought near the popular resort of Jaco for $30,000 just 15 years ago, is worth as much as $800,000 today.

Will these gains continue?

Looks like it with investment pouring in and beach front property still up to 70% less than in the southern US states.

4. Location

You have be careful of location in any country and this applies to our example above, buy in Jaco and overseas property is expensive and growth rates are less.

So look nearby for expanding resorts and infrastructure when their completed prices rise.

Look for fair value (rather than the cheapest) nears these areas and you can turn 30 – 100% more per annum with low risk.

5. Look at the law

Many countries don’t give you the same rights as residents and in many countries property laws can spring surprises.

For example, in Eastern Europe people can re appear after being displaced during the war and suddenly claim your property!

Be careful and get a good lawyer especially if the contracts are not in your language.

Don’t take risks here – Its money well spent.

6. Use rental income for bigger gains

You want capital growth and to be able to sell your overseas investment property at a profit but don’t forget the bonus of rental income.

In many areas this can really increase your overall profit and that is why you should stick to popular overseas investment property destinations.

If there popular, the chance to make some great rental income is there to.

So, there you have some simple tips regarding overseas property investment.

Use common sense and make your own mind up and if possible visit the area you are investing in – If you do you could make some great gains.

Article Source: http://www.articlesbase.com/real-estate-articles/overseas-investment-property-avoid-common-errors-and-make-huge-gains-94868.html

Investment Property UK

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

Today individuals have started acquiring real estate investment property abroad as well. One of the most targeted countries for property investment is the UK. With its common law legal tradition, the investors can rely greatly on the legal safety of their property. Property investment is not a hard task, and those who have ventured on property investment have discovered it quite rewarding.

The primary objective of real estate investing is for the investor to make profit.The foremost scheme for property investment is to reflect on the low procurement and high selling scheme. This stratagem will assist you to produce hard cash for further investing.

One of the best ways to earn quick cash is to purchase property at a low price and later on resell it at a high price. Instead of reselling the property, you may also give it on rent. It is advisable that you lease your property only after you have completed the period of paying your mortgage amount. In that case the monthly rent that you get gives you some profit.

A well-accepted way to purchase a property for cheap is to purchase a distressed property. These properties are key targets for real estate investing. Distressed properties are generally available at a very low price because of their look, state, or the monetary situation of the proprietor. Property investors can purchase distressed properties for a low price, do some reconstructions and decorations, and then resell the property at market value for a profit.

There are several up-coming methods of resourceful property investing to increase profits from property investment. If you are a potential property investor and want to make profit, please feel free to contact Midas Estates.

Article Source: http://www.articlesbase.com/investing-articles/investment-property-uk-194241.html

Start Looking Into Investment Properties That Will Earn you a Great Deal of Money

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

Countless plots of land for sale in the UK have no real prospects of obtaining planning because of its location, yes it’s all about Location.. Location.. Location.. even in land!

One of the best kept secrets in investment land and properties is the freehold land for sale by CrownLand at Cranfield Park in Wickford, Essex. The East of England Plan clearly states for the region of Basildon, Castle Point, Rochford, and Southend & Thurrock that has to build 43,800 new houses in the area until 2021.

This means that a lot of agricultural land will transform to residential land. There are a few areas of agricultural land that have such a good position, that it is amazing that they have not been turned into properties for investment earlier. Investment land for sale in the area could pay off in the medium to long term, plots in the area could find a use for housing in the future.

When choosing one of several investment properties, it is important to have a clear view of the development prospects of the area. Firstly, you have to make sure that the investment land for sale you have your eye on is in a nice area with good scenery, but also close to existing developments. Cranfield Park lies between two areas of housing to the north and south borders. In addition, the Wick Country Park borders it. This means that the investment properties are also in an area that has easy access to existing communities and public buildings and schools, but it is also close to a Park with a lake for leisure purposes.

Being so close to existing developed areas also means that your freehold plot of land will have easy access to electricity, water and gas utilities. Infrastructure is another very important factor to take into consideration when you plan to buy an investment land for sale. If your plot of land is close to a major road, this means that the price of land in that area will increase. Houses in the Cranfield Park area have excellent investment properties because the A127 London borders it – Southend Road just 200m to the South, and the M25 is just 8 miles away.

Housing needs will increase in the area as, currently, 30% of the people of the area commute to London everyday. They get the best of both London and the countryside as they get to have a quiet peaceful life and still work in a competitive well-paid environment. Generally, investment properties are very large, but in this area, you do not have to buy large properties to get a great return. The general assumption is that the area might develop soon because of its great location. It lies in a quiet place that still benefits from proximity to a major road with schools and public buildings just a few minutes away and is a great freehold land investment. You do not even have to invest that much in these properties as prices start from £7900.

When buying a property, the most difficult thing is drawing up the paperwork. It is extremely time-consuming and you have to run around and pay different fees. If you decide to buy one of these investment properties, you can benefit from the services of the land retailer. With CrownLand they have made it so stress free to purchase, once you pay the 10% reservation fee, for the plot of land you want to purchase, next you will receive all the papers ready for you to sign, on full payment the land is yours 100% all stress-free.

One of the safest and best ways of making money today is to buy investment land, guaranteed to increase in value over the years, because a well-chosen plot in a string of properties for investment may turn soon from agricultural land to residential land.

Article Source: http://www.articlesbase.com/real-estate-articles/start-looking-into-investment-properties-that-will-earn-you-a-great-deal-of-money-208630.html

Looking For A Cyprus Investment Property?

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

If you are looking to invest in a secure and strong property market, then if you do your homework you can’t really go wrong with a Cyprus investment property. There are many things to consider when investing in property, such as capital growth, mortgage rates, rent-ability, accessibility, the weather, and so on. This article discusses the reasons why I think Southern Cyprus is an excellent property investment opportunity. On the contrary, I think Northern Cyprus is not a safe investment, but I’ll discuss this one in a later article!

A Cyprus Property Example The Weather

There are approximately 340 days of sunshine a year in Cyprus, where the tourists and the locals can enjoy basking in the sun. When the weather in the neighboring countries is getting cold, Cyprus is still warm and sunny. If you buy a property and your main aim is rental, then an all-year-round rental season is a huge bonus, especially with more and more holiday makers looking for winter sun.

The Law and Taxes

Cyprus is a very British island and has adopted many of the English common laws. Not only are the laws very similar to the UK, but the locals also speak very good English as this is their adopted second language. For this reason, there is a large amount of British buyers, many of whom buy a property in Cyprus for retirement purposes. There is still a strong influx of second home-buyers and investors, but the low taxes are a great incentive for permanent living and investment. In fact, the inheritance tax in Cyprus is 0% and UK pensions are taxed at only 5%.

The European Union (EU)

When Cyprus became a member of the EU, property investors became increasingly interested in the Cyprus property market. On top of this, a new VAT rate was of 20% was added to new build property where planning permission was not granted before the law came into affect. Previously VAT was 0%, so together these factors caused a large influx of investors.

As of the 1st January 2008 Cyprus will also adopt the Euro single currency. These changes to the Cyprus investment property market will surely mean longer term security for your hard earned money.

Shortage of Land for Developers

There is a shortage of land for developers to build on in Cyprus and there are strict planning laws on the height and density of new developments. In the medium term the amount of new builds will decrease and the amount of re-sales will increase, proving that getting into the market early should show some strong capital gains in 5+ years.

Budget Airlines

The first budget flights from the UK were launched this year, indicating a much stronger and predict growth for travelers. Again, this can only benefit the buy-to-let market if that is your main goal for a Cyprus investment property.

Banks and Mortgages

It is relatively simple to get a mortgage in Cyprus, and with mortgage rates falling inline with the EU it has become a great place to arrange your mortgage. Mortgage terms can be up to 90% of the LTV and repayment terms can be up to 30 years.

Short Term or Long Term?

I think the short term “buy to sell” market has cooled down due to the number of developments currently on offer and the shear volume of developers in competition. This could actually bring on uncertain and unpredictable turbulence in the next year or two. On the other hand, this means you can still pick-up bargains if you do your homework before visiting Cyprus. For a medium to long term investment in Cyprus property, I really don’t think you can go wrong within Southern Cyprus. As a sun destination, there are very few markets as safe and attractive as this one.

As for the areas of Cyprus and the different types of property to invest in, I will cover this a separate article.

Article Source: http://www.articlesbase.com/real-estate-articles/looking-for-a-cyprus-investment-property-221450.html

Tips for Choosing a Go Zone Investment Property

Author: admin / Category: buy property, conveyancer, estate agency, estate agent, Estate Agents for properties, for sale, for sale, free information, home buyers, house, house sales, how to sell your home, land, listing, mls, mortgage bond, properties for sale, property for sale, property sales, property wanted, Real estate, realtor, rentals, rentalsEstate Agents for properties, renting property, sell property, selling property

Every real estate investor should be aware that the advantages of investing in go zone investment property are likely to be quite substantial; in order for one to take advantage of these go zone investment property opportunities, they should focus their mind on established real estate investment characteristics.

Investors today are concerned with minimizing the disadvantages linked to owning real estate investments. The pitfalls are never completely eliminated but the rewards for a savvy real estate investment such as go zone investment real estate these days can significantly outweigh the risks involved. Investors that do decide to move forward with a go zone real estate investment, will need to be well versed in the various tax implications of purchasing go zone investment property. A competent real estate investment professional can provide tons of support in this regard, by putting together a team of property management, financing, tax accounting and investment resales.

Any investor must keep their expectations quite reasonable. One that decides to invest in go zone investment real estate should focus on maximizing upfront cash incentives while creating a long term positive cash flow scenario. Fortunately, such deals are available today in go zone investment property areas, particularly in the Biloxi and Gulfport near the casinos, where job growth is robust, tourism is growing, the casinos are booming and the economy is on a vibrant road to recovery, while prices do not reflect future economic fundamentals, creating a window of investment opportunity.

An investor must keep a watchful eye on what markets hold the best future growth potential. Currently, the greatest momentum appears to be again in the Biloxi & Gulfport area as the local government has done a masterful job of creating an attractive investment opportunity for investors by offering up front go zone investment property cash incentives up to $40,000.

Working with a property management firm should also be taken into account in case that you are not “hands on”. If you decide to invest in go zone investment property, you should also know state and federal rules and regulations or work with an investment brokerage that can advise you in such matters, in addition to providing access to tax attorneys familiar with go zone investment property tax law. We also advise that investors must always remember the wise recommendation of caveat emptor, buyer beward, as one cannot claim ignorance in case that something wrong happens.

While every investment entails a certain amount of risk, in all decisions to invest, the investor must weigh the pros of potential future rewards versus the risk. Current investment opportunities are affording investors up to $40,000 in upfront cash incentives from the local rental authority, low to no money down financing scenarios, upto 15% in equity versus appraisal and the expectation that these areas could appreciate upwards of 50% over the next five years. To top it all off, the price points for such go zone investment property starts in the $122,500 range and generates positive monthly cash flow.

Article Source: http://www.articlesbase.com/investing-articles/tips-for-choosing-a-go-zone-investment-property-221842.html

© 2019